Your Surrey Car Insurance Brokers

With approximately 200 motor collisions occurring every day in Surrey, choosing the best insurance coverage for you and your family is crucial. Fortunately, our trusted insurance agency in Surrey is here to guide you. Whether you need to renew your ICBC Autoplan or discuss a private auto insurance policy, our agents can help you find the right level of coverage. Request a consultation with an experienced auto insurance broker today at Gold Leaf Insurance and get the most out of your coverage today!

BC residents are in good hands with Gold Leaf Insurance. Our knowledgeable brokers can handle your auto insurance needs, ensuring you feel confident in your plan. Come explore car insurance options in suite #102 at 13049 76th Ave, Surrey, BC, or choose your auto insurance policy over the phone at (604) 591-6200.

Goldleaf Insurance Brokers | Life, Auto & Commercial Insurance


Hours:

Monday 9 am – 11 pm
Tuesday 9 am – 11 pm
Wednesday 9 am – 11 pm
Thursday 9 am – 11 pm
Friday 9 am – 11 pm
Saturday 9 am – 10 pm
Sunday 10 am – 9 pm

Services


ICBC Basic Autoplan

ICBC Basic Autoplan


The ICBC Basic Autoplan is mandatory for all drivers in British Columbia. A cornerstone of auto insurance, Surrey drivers receive essential levels of protection, including third-party liability, accident benefits, underinsured motorist protection, and protection against hit-and-run and uninsured motorists. As the primary insurance corporation in the province, ICBC ensures that every vehicle owner has the minimum coverage necessary to insure against accidents and claims, offering a foundational layer of security for drivers on the road.

Private Car Insurance

Private Car Insurance


For drivers seeking additional coverage options beyond the ICBC Basic Autoplan, private car insurance can be tailored to individual needs. It provides expansive protection against accidents, damage, and theft. Private plans also offer greater flexibility regarding insurance coverage levels and deductible amounts, offering peace of mind with comprehensive protection. The perfect complement to your existing ICBC policy, private car insurance provides customized solutions for your specific driving habits and risks.

ICBC Policy Renewal

ICBC Policy Renewal


Secure continuous protection for you and your vehicle by renewing your ICBC policy with Goldleaf Insurance. The ICBC policy renewal process updates your auto insurance coverage to keep you up-to-date and maintain your protection against accidents and claims. This process also allows you to re-evaluate your insurance needs and explore discounts you may be eligible for. As a part of our excellent service, we want to make the renewal process as simple and accessible as possible. Renew your ICBC policy online or book an in-person consult at our Surrey office.

Commercial Auto Insurance

Commercial Auto Insurance


If your business relies on vehicles for its operations, you need commercial auto insurance. This specialized insurance offers protection against collisions, damage, theft, and liability claims, ensuring your business, assets, and drivers are covered. It also secures continuity in business operations in the event of unforeseen incidents. With commercial auto insurance, Surrey businesses can confidently insure their fleet, knowing they’re protected against the financial risks associated with vehicle operations and accidents.

Fleet Insurance

Fleet Insurance


Fleet insurance is designed for Surrey businesses with five or more vehicles, offering a streamlined and cost-effective solution for auto insurance. This service covers all company vehicles under one policy, providing protection against accidents, theft, damage, and third-party liability claims. Fleet insurance simplifies the management of insurance policies and is more affordable for eligible parties, with discounts up to 63% for fleet plans. It ensures comprehensive coverage, allowing businesses to focus on their operations, knowing their fleet is fully insured and protected.

Electric Vehicle (EV) Insurance

Electric Vehicle (EV) Insurance


Electric car insurance addresses the unique needs of electric vehicle owners in Surrey. With the rising popularity of EVs in British Columbia, this insurance provides specialized coverage for accidents, damage, and battery protection. In addition to providing peace of mind, this insurance solution is designed to meet the specific challenges associated with electric vehicles, offering comprehensive protection to insure against accidents, damage, and the specific risks of electric mobility. Reduce greenhouse gas emissions and save money with customized electric car insurance.

ICBC Basic Autoplan in Surrey


Ensure you are covered where it counts. The ICBC Basic Autoplan is a mandatory level of coverage for BC drivers as required by law. Here’s what it includes:

  • Third-Party Liability. Car collisions can lead to injuries and vehicle damage. If you are at fault, your ICBC Basic Autoplan covers approximately $200,000 for injuries and vehicle damage to other parties.
  • Accident Benefits. If you and/ or your passengers are injured in an auto collision, the ICBC Basic Autoplan will cover the medical costs, regardless of who is at fault.
  • Underinsured Motorist Protection. You can receive up to one million dollars of coverage if you are injured or killed by an underinsured motorist and are not at fault in the collision.
  • Hit and Run Protection. Provides up to $200,000 of coverage to BC residents who have been injured, killed, or suffered property damage by an uninsured or hit-and-run driver.

Optional Coverage


Increase your level of protection with ICBC’s Optional Autoplan. Here are some of the options available to protect you and your vehicle throughout Surrey, BC:

  • Loss of Use
  • Extended Third-Party Liability
  • At-Fault Collision
  • New Vehicle Protection
  • Specific Perils
  • Comprehensive
  • Rental Vehicle Coverage
  • Extended Underinsured Motorist Protection

Call us today for a FREE auto insurance quote in Surrey.

How to Get Cheap Car Insurance in British Columbia


If you are a new BC resident and have a valid driver’s license from another province or country, you can legally use it for the first 90 days. Within these 90 days, you must apply for a BC license should your residency exceed this three-month window. If you are an international student or temporary foreign worker, you are eligible to drive with a valid license from your home country for up to 12 months. After this time, you will be required to apply for a BC driver’s license.

If you have never had a driver’s license, here is how you get one in BC:

  1. Shop and Compare

    Rather than opt for auto-renewal, use the time between policy dates to explore auto insurance plans. There may be new promotions or discounts available, so ask your insurance broker about the options available to you to get the best deal.
  2. Stay with Your Current Insurer

    Rather than switch between insurers, choose one of Canada’s leading auto insurance companies, such as Goldleaf, and stick with them. Insurance companies offer exclusive deals and perks to loyal policyholders; therefore, the longer you stay, the better the benefits.
  3. Bundle Your Policies

    Using the same insurance company for multiple forms of coverage can help you save overall. For example, bundling your home and auto insurance can get you a discount between 5% to 15%.
  4. Get a Multi-Car Discount

    As one of Canada’s leading auto insurance providers, we love to provide discounts to our customers. One way to do so is by insuring multiple cars with our brokerage to save up to 15% on your auto insurance.
  5. Increase Your Deductible

    If you choose a low deductible, the cost of your car insurance premium will increase substantially. However, if you choose a higher deductible, you can lower this premium to save money overall.
  6. Ask About Discounts

    Don’t hesitate to ask more from your car insurance brokers. There are deals available to help save you money, including discounts for young drivers, experienced drivers, groups, combined policies, retirees, students, renewal contracts, winter tires, and more.
  7. Pay Premiums Annually, Instead of Monthly

    If you can afford to make larger annual payments rather than smaller monthly ones, you can avoid the rate fees that come with paying monthly.
  8. Maintain a Good Driving Record

    The better you drive, the lower your auto insurance will be. Safe driving can get you the best rates on car insurance, so avoid speeding, distracted driving, DUIs, automobile crashes, etc., for the wellbeing of yourself and your wallet.
  9. Install Winter Tires

    BC is no stranger to snowy weather. To keep you and your car safe – while also saving on the cost of BC auto insurance – install winter tires on your vehicle to be eligible for applicable discounts.
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